# Will financial examiners be replaced by AI? Updated October 2026 Financial examiners score 49 of 100 for AI exposure. The largest share of their task time, 66%, is work AI speeds up while they stay in charge. AI can take over 13% outright, and 21% stays with people. - **13%** AI can do it - **66%** AI helps - **21%** Needs a person Moderate exposure Higher than 72% of the 923 occupations we scored. ## Task by task We graded 17 tasks, listed here from most to least exposed. AI can do 2 of them today, speeds up 11 and leaves 4 to people. | Task | AI exposure | | --- | --- | | Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions. AI can draft reports and schedules; examiner reviews findings. | 70% AI can do it | | Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management. AI extracts authority decisions from minutes; examiner confirms findings. | 65% AI can do it | | Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact. AI summarizes new rules quickly; legal interpretation stays with humans. | 65% AI helps | | Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities. AI extracts and checks balances from statements and loan files. | 60% AI helps | | Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines. AI summarizes audit reports and flags weak control language. | 55% AI helps | [See what AI can take on across a finance team](https://www.aigentcy.com/ai-for/finance/) ## How financial examiners compare All occupations (923) Business and financial operations (48) **Financial examiners score 49**, marked by the dark line. Each dot is a score, darker where more occupations share it. The short marks show the averages, 37 for all occupations and 55 for business and financial operations. ## Pay and outlook in the US Median pay $94,160 a year, May 2025 People employed 67,830 in the US, May 2025 Projected change in jobs +9.3% from 2024 to 2034 ## Skills to build - Run SQL queries against institution loan and deposit records - Count cash reserves and inspect pledged collateral on site - Reconcile balance sheets and loan files in Microsoft Excel - Interpret new banking regulations and their impact on institutions - Present examination findings to bank boards in Microsoft PowerPoint ## Safer roles nearby 2 related occupations with lower scores. - [Chief executives42 out of 100](https://www.aigentcy.com/ai-exposure/chief-executives/) - [Security managers43 out of 100](https://www.aigentcy.com/ai-exposure/security-managers/) ## Questions about financial examiners and AI Will AI replace financial examiners? Partly. About 4 in 10 working hours go to tasks AI can already do, mostly drafting examination reports and reviewing board minutes. Cash counts, live meetings with bank executives, and staff supervision stay with examiners. Which tasks is AI taking from financial examiners? Report drafting (exposure 70) and minutes review (exposure 65) are the two tasks AI takes over most. AI now drafts safety and soundness reports and supporting schedules, and extracts authority decisions from board and committee minutes. The examiner still confirms each finding before it goes into the examination file. Which tasks stay with financial examiners? Cash and collateral verification, live executive meetings, and staff supervision. Counting cash reserves and inspecting collateral need a person on site. Meetings with bank directors and senior management depend on live judgment and trust, and supervision keeps accountability with the examiner. How can financial examiners stay valuable? Sign off on every AI draft after checking the records behind it. Run SQL queries and Microsoft Access checks on institution data, reconcile balances in Excel, and interpret new rules yourself. Count cash and collateral on site, and train new examiners in person. ## Related jobs - [Accountants60 out of 100](https://www.aigentcy.com/ai-exposure/accountants/) - [Compliance managers52 out of 100](https://www.aigentcy.com/ai-exposure/compliance-managers/) - [Fraud analysts53 out of 100](https://www.aigentcy.com/ai-exposure/fraud-analysts/) - [Credit analysts62 out of 100](https://www.aigentcy.com/ai-exposure/credit-analysts/) ## Next steps for financial examiners - ### Check your job Your job title is a rough guide. Your actual tasks decide your score. Paste your job description or CV and see which of your tasks AI can do. [Check your job](https://www.aigentcy.com/tools/ai-exposure-checker/) [Check your CV](https://www.aigentcy.com/tools/cv-checker/) ### Check which roles in your team AI can take on We map your team's tasks, show what AI can do today and build the automations that pay back first. [Book an AI audit](https://www.aigentcy.com/audit/) ## Related topics - [**Jobs AI can't replace**Cement masons score lowest, at 8.](https://www.aigentcy.com/ai-exposure/jobs-ai-cant-replace/) - [**Jobs most at risk from AI**Proofreaders score highest, at 76.](https://www.aigentcy.com/ai-exposure/jobs-most-exposed-to-ai/) - [**High-paying jobs with low AI exposure**Radiologists earn a median $420,860 and score 46.](https://www.aigentcy.com/ai-exposure/high-paying-jobs-low-ai-exposure/) - [**Entry-level jobs with low AI exposure**Cement masons need little prior training and score 8.](https://www.aigentcy.com/ai-exposure/entry-level-jobs-low-ai-exposure/) - [**Jobs AI speeds up the most**For natural sciences managers, AI speeds up 96% of task time.](https://www.aigentcy.com/ai-exposure/jobs-ai-speeds-up/) - [**AI and jobs in Malta**15 iGaming roles graded task by task.](https://www.aigentcy.com/ai-exposure/malta/) - [**Skills that keep work human**The skills to build in the jobs AI changes least.](https://www.aigentcy.com/ai-exposure/skills/) - [**Jobs A to Z**Every job we publish, by first letter.](https://www.aigentcy.com/ai-exposure/jobs/) - [**AI exposure by industry**Average scores for 22 occupation groups.](https://www.aigentcy.com/ai-exposure/industries/) - [**Write a CV screening software can read**How applicant tracking systems read a CV, and what to change.](https://www.aigentcy.com/ai-exposure/cv-screening-guide/) - [**AI for businesses**The tasks to automate first in each team and industry.](https://www.aigentcy.com/ai-for/) - [**How we score AI exposure**The grading, the weights and every source.](https://www.aigentcy.com/ai-exposure/methodology/) Occupation data from the O\*NET 30.3 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/) and modified by Aigentcy. O\*NET® is a trademark of USDOL/ETA. Wage, employment and projection data from the U.S. Bureau of Labor Statistics. EU occupation names from ESCO, European Commission. AI usage signals from the Anthropic Economic Index (CC BY) and Microsoft Research (CC BY 4.0). [Methodology and sources](https://www.aigentcy.com/ai-exposure/methodology/). Scores © Aigentcy. Quote them with a link to the page.