# Will financial managers be replaced by AI? Updated October 2026 Financial managers score 49 of 100 for AI exposure. The largest share of their task time, 70%, is work AI speeds up while they stay in charge. AI can take over 17% outright, and 13% stays with people. - **17%** AI can do it - **70%** AI helps - **13%** Needs a person Moderate exposure Higher than 72% of the 923 occupations we scored. ## Task by task We graded 17 tasks, listed here from most to least exposed. AI can do 4 of them today, speeds up 11 and leaves 2 to people. | Task | AI exposure | | --- | --- | | Examine, evaluate, or process loan applications. Document review and underwriting checks are highly automatable today. | 65% AI can do it | | Prepare financial or regulatory reports required by laws, regulations, or boards of directors. Regulatory reports are largely templated data; AI drafts, humans sign. | 62% AI can do it | | Prepare operational or risk reports for management analysis. AI turns operational data into risk report drafts quickly. | 62% AI can do it | | Review collection reports to determine the status of collections and the amounts of outstanding balances. AI can summarize aging reports and flag overdue balances. | 60% AI can do it | | Evaluate data pertaining to costs to plan budgets. AI models cost data and drafts budget scenarios quickly. | 55% AI helps | [See what AI can take on across a finance team](https://www.aigentcy.com/ai-for/finance/) ## How financial managers compare All occupations (923) Management (56) **Financial managers score 49**, marked by the dark line. Each dot is a score, darker where more occupations share it. The short marks show the averages, 37 for all occupations and 46 for management. ## Pay and outlook in the US Median pay $166,570 a year, May 2025 People employed 841,710 in the US, May 2025 Projected change in jobs +9.7% from 2024 to 2034 ## Skills to build - Sign off on regulatory reports built in SAP software - Build budget scenarios and cost models in Microsoft Excel - Present risk reports to boards in Microsoft PowerPoint - Set custody procedures for loan collateral and securities - Lead and coordinate branch or department staff directly - Maintain customer relationships and resolve their problems ## Safer roles nearby A related occupation with a lower score. - [Administrative services managers38 out of 100](https://www.aigentcy.com/ai-exposure/administrative-services-managers/) ## Questions about financial managers and AI Will AI replace financial managers? Partly. About 4 in 10 working hours go to tasks AI can already do, mostly loan application review and regulatory report preparation. Financial managers keep the decisions, the customer relationships and the sign-off on every filing, because those need a person accountable for the outcome. Which tasks will AI take over from financial managers? Loan application review, regulatory reporting and collections tracking are the tasks AI takes over first. Loan application review scores 65 on exposure because document review and underwriting checks follow fixed rules. Regulatory reports score 62 because they are largely templated data that AI drafts for a person to sign. Which tasks stay with financial managers? Community networking, staff leadership and asset custody stay with financial managers. Networking scores 12 on exposure because new business comes from face to face presence and community trust. Leading branch staff scores 20 because coordinating people relies on live human judgment. How can financial managers stay valuable as AI grows? Take responsibility for the review and sign-off steps on every AI draft. Check AI-built loan files and regulatory reports in SAP software and Microsoft Excel before anyone signs, and keep the audit trail in Microsoft SharePoint. Use the time saved to lead staff and win new business in person, since those tasks carry the lowest exposure in this job. ## Related jobs - [Accountants60 out of 100](https://www.aigentcy.com/ai-exposure/accountants/) - [Financial analysts58 out of 100](https://www.aigentcy.com/ai-exposure/financial-analysts/) - [Financial advisors60 out of 100](https://www.aigentcy.com/ai-exposure/financial-advisors/) - [Credit analysts62 out of 100](https://www.aigentcy.com/ai-exposure/credit-analysts/) ## Next steps for financial managers - ### Check your job Your job title is a rough guide. Your actual tasks decide your score. Paste your job description or CV and see which of your tasks AI can do. [Check your job](https://www.aigentcy.com/tools/ai-exposure-checker/) [Check your CV](https://www.aigentcy.com/tools/cv-checker/) ### Check which roles in your team AI can take on We map your team's tasks, show what AI can do today and build the automations that pay back first. [Book an AI audit](https://www.aigentcy.com/audit/) ## Related topics - [**Jobs AI can't replace**Cement masons score lowest, at 8.](https://www.aigentcy.com/ai-exposure/jobs-ai-cant-replace/) - [**Jobs most at risk from AI**Proofreaders score highest, at 76.](https://www.aigentcy.com/ai-exposure/jobs-most-exposed-to-ai/) - [**High-paying jobs with low AI exposure**Radiologists earn a median $420,860 and score 46.](https://www.aigentcy.com/ai-exposure/high-paying-jobs-low-ai-exposure/) - [**Entry-level jobs with low AI exposure**Cement masons need little prior training and score 8.](https://www.aigentcy.com/ai-exposure/entry-level-jobs-low-ai-exposure/) - [**Jobs AI speeds up the most**For natural sciences managers, AI speeds up 96% of task time.](https://www.aigentcy.com/ai-exposure/jobs-ai-speeds-up/) - [**AI and jobs in Malta**15 iGaming roles graded task by task.](https://www.aigentcy.com/ai-exposure/malta/) - [**Skills that keep work human**The skills to build in the jobs AI changes least.](https://www.aigentcy.com/ai-exposure/skills/) - [**Jobs A to Z**Every job we publish, by first letter.](https://www.aigentcy.com/ai-exposure/jobs/) - [**AI exposure by industry**Average scores for 22 occupation groups.](https://www.aigentcy.com/ai-exposure/industries/) - [**Write a CV screening software can read**How applicant tracking systems read a CV, and what to change.](https://www.aigentcy.com/ai-exposure/cv-screening-guide/) - [**AI for businesses**The tasks to automate first in each team and industry.](https://www.aigentcy.com/ai-for/) - [**How we score AI exposure**The grading, the weights and every source.](https://www.aigentcy.com/ai-exposure/methodology/) Occupation data from the O\*NET 30.3 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/) and modified by Aigentcy. O\*NET® is a trademark of USDOL/ETA. Wage, employment and projection data from the U.S. Bureau of Labor Statistics. EU occupation names from ESCO, European Commission. AI usage signals from the Anthropic Economic Index (CC BY) and Microsoft Research (CC BY 4.0). [Methodology and sources](https://www.aigentcy.com/ai-exposure/methodology/). Scores © Aigentcy. Quote them with a link to the page.